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Terms of Service

Last updated: February 4, 2026

1. Agreement to Terms

By accessing or using Algebra Verse, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Description of Services

Algebra Verse provides a cloud-based financial management platform that helps individuals and businesses:

  • Aggregate financial accounts and transactions
  • Automatically categorize and classify transactions
  • Generate financial reports and insights
  • Process receipts and financial documents
  • Track budgets and expenses

3. User Accounts

3.1 Registration

You must provide accurate information when creating an account. You are responsible for maintaining the security of your account credentials.

3.2 Account Security

Notify us immediately of any unauthorized account access. We are not liable for losses due to compromised credentials.

4. Acceptable Use

You agree not to:

  • Violate any applicable laws or regulations
  • Infringe intellectual property rights
  • Upload malicious code or attempt to compromise our systems
  • Use the service for money laundering or fraud
  • Share account access with unauthorized parties
  • Resell or redistribute our services without permission

5. Financial Data Disclaimer

Important: Algebra Verse provides financial management tools for informational purposes. We are not:

  • Financial advisors or tax professionals
  • Responsible for investment or tax decisions
  • Guaranteeing accuracy of automated categorizations

Always consult qualified professionals for financial, legal, or tax advice.

6. Subscription and Billing

6.1 Pricing

Pricing is displayed at signup and may change with 30 days notice for existing subscribers.

6.2 Cancellation

You may cancel at any time. Access continues until the end of your billing period. No partial refunds are provided.

6.3 Free Trial

Free trials convert to paid subscriptions unless cancelled before expiration.

7. Intellectual Property

Algebra Verse and its content, features, and functionality are owned by us and protected by intellectual property laws. You receive a limited license to use the service for personal or business purposes.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALGEBRA VERSE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES.

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU IN THE 12 MONTHS PRECEDING THE CLAIM.

9. Indemnification

You agree to indemnify and hold harmless Algebra Verse from any claims, damages, or expenses arising from your use of the service or violation of these terms.

10. Service Availability

We strive for 99.9% uptime but do not guarantee uninterrupted service. Scheduled maintenance will be announced in advance when possible.

11. Termination

We may suspend or terminate your account for violation of these terms. You may export your data before termination. We may retain certain data as required by law.

12. Governing Law

These terms are governed by the laws of Ontario, Canada. Disputes shall be resolved in the courts of Toronto, Ontario.

13. Changes to Terms

We may modify these terms with notice. Continued use after changes constitutes acceptance.

14. Contact

Questions about these terms?
Email: legal@algebraverse.com